Spirituality in Daily Life

Diamond Approach students have traditionally studied this path with the purpose of getting in touch with and living from spirit.  Teachings have largely been in person, requiring significant time and…

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Diamond Approach Online Program Director
Vernal unfolding fern leaves. Young sprouts of fern of light green color.

Diamond Approach Online Program Director

The Diamond Approach is a contemporary spiritual path that combines ancient wisdom with modern psychology.  The Ridhwan Foundation, a spiritual nonprofit based in Berkeley, California, offers teachings in the Diamond…

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CAMEO’s Carrot Fund: Loans to Lenders

The California Association of Microenterprise Opportunity (CAMEO) received funding from Capital One to create the Carrot Fund, which offers loans to Community Development Financial Institutions (CDFIs). CAMEO hired me to…

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Nonprofit Financial Management

Over the course of the year, I've worked with a nonprofit organization on financial management.  The organization had experienced some losses, the board had not been exercising proper oversight and…

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Small Business Valuation

Small Business Valuation Lately I’ve been consulting with people on selling their businesses. The first challenge is facing the realities of business valuation. Entrepreneurs love their businesses and have invested…

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Spark Lending Platform

Spark Lending Platform I’ve had several meetings with Nick Elders, Vice President of Technology Solutions and Services at Community Reinvestment Fund about their online small business lending platform, Spark. It…

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Crowdfunding

Converts Social Capital into Currency Crowdfunding is an option for small business owners who have clients with a large, engaged online networks, but who can’t access bank loans to launch…

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Local Investing

Local Investing Here is a great story from Mendocino County - social impact lending using a Direct Public Offering (DPO) in which an investment opportunity is offered and sold directly…

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Opportunity Fund

  Opportunity Fund, a CDFI based in San Jose that I’ve had the pleasure of working with on several projects, is impressive. They closed 1,500 loans last year, adding up…

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Training the Business Trainers

Using CDBG funds, the Portland Development Commission (PDC) runs a business development program for low and moderate incomes residents.  To deliver services they contract with about a dozen organizations that…

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